See how much you’ll pay with our horsebox finance calculator
If you’re purchasing a horsebox on finance, you need to make sure you’ll be able to afford the monthly loan repayments not just now, but also in the future. That’s where our finance calculator for Horsebox comes in. This brilliant tool lets you see clearly how much money you’re expected to repay so you can establish a budget before you even apply for a loan.
How does the horsebox finance calculator work?
- The first step is to decide how much you’d like to borrow to use towards buying your horsebox.
- From here, select how many years you’d like to repay your loan and enter your credit score from excellent to poor.
- Our horsebox finance calculator will then use all this information to generate your credit amount and total repayable loan amount. It will also give you a helpful breakdown of how much you would be paying off each month based on how many years you choose to repay.
Remember that the rate of interest on your loan will vary depending on your credit score, loan amount, and repayment period.
What other costs do I need to consider when owning a horsebox?
When planning your horsebox budget, remember that paying off your loan each month isn’t the only cost you need to consider. Make sure you’ve also thought about:
- Insurance
- Servicing
- Site fees
- Any other additional costs that might come up
If you’re unsure how much you can afford on monthly repayments, it’s always best to speak to a trusted financial adviser before making a decision. Our Auto Finance team are more than happy to point you in the right direction should you need any advice – just give us a call on 01625 460454.
How does the process work?
Securing horsebox finance shouldn’t be stressful. Drive away with a horsebox that perfectly meets your needs in just 3 simple steps:
1. Get a quote
Get an estimated loan amount using our horsebox finance calculator. If the loan terms suit you, get a quote using the form at the bottom of this page (it won’t have any impact on your credit score). Once you’re happy with your quote and have submitted your application, we’ll get back to you within an hour to let you know if you’ve been accepted.
2. Choose your horsebox
We have relationships with some of the UK’s top dealers, but you’re also free to buy from any reputable dealer of your choice. Once you’ve found your ideal horsebox, we’ll liaise with the dealer to secure the best possible deal on your behalf (and take care of all that boring paperwork, too!).
3. Drive
We’ll get you in your vehicle as quickly as possible and with no stress at all. In fact, you could be driving away within just hours of finding your ideal horsebox.
Why choose Auto Finance Online to finance your horsebox?
A stress-free process
Our process couldn’t be simpler, which is why our customers rate us ‘Excellent’ on Trustpilot. We’ll take care of everything for you, from liaising with the dealer to sorting out the paperwork.
Outstanding customer support
Our friendly finance experts will be by your side at every stage of the process and beyond, assisting with any issues or queries you may have and making sure you get the best possible deal.
The best deals
We work with a larger panel of lenders than anyone else in the leisure industry to make sure you get the best possible interest rate – starting from as low as 9.9% APR.
Start your journey with Auto Finance Online
Ready to secure your ideal horsebox? Get a quote via the form below or head straight to our finance application page.
If you’ve got any questions, our team would love to hear from you. Contact us online or give us a call on 01625 460454.
Not sure whether a horsebox is the best option for you? Take a look at the other types of leisure vehicles we finance before submitting your application:
Frequently Asked Questions
Discover the answers to all your horsebox finance questions.
What horsebox finance options are available?
We specialise in Hire Purchase (HP) finance agreements, which give you up to 15 years to repay the cost of your horsebox. Once the vehicle is paid off in full, it’s yours to keep.
Can I get horsebox finance with bad credit?
Yes – it is possible to get horsebox finance even if you have a bad credit history. We work with a wide panel of lenders who specialise in helping customers with all types of credit circumstances, which means there’s every chance we’ll be able to find something for you.
How can I get my horsebox loan approved?
To increase your chance of getting accepted for a loan, it’s worth trying to boost your credit score in the months prior to submitting your horsebox finance application.
You can do this by:
- Paying off your credit card debts so balances are low
- Avoiding applying for any credit ‘just in case’
- Avoiding increasing credit limits on existing cards/loans
- Maintaining existing loan payments and ensuring they’re on time
Can I get finance to buy a horsebox from a private seller?
Yes – many of our lenders are happy to finance private sales. If you’ve found the perfect horsebox, use the calculator to work out your approximate monthly payments and then give us a call on 01625 460454.
