Work out how much you’ll pay with our finance calculator
To find out how much your fixed monthly payments are likely to cost, use our finance calculator. It will give you an idea of how much your finance agreement may come to based on the vehicle value, repayment period and total amount borrowed.
How does our calculator work?
Start by entering the amount you want to put towards your motorhome or campervan and how long you’d like to repay your loan. We offer loan agreements of up to 15 years.
Our finance calculator will then show you how much credit you’ll be expected to repay based on your chosen term.
The calculator also provides your total loan amount and estimated monthly repayments. You can compare different loan lengths and amounts to help you find terms that suit your budget.
It’s important to note that loan rates will differ based on APR and your credit profile.
Don’t forget that monthly repayments aren’t the only cost to consider when purchasing a motorhome or campervan on finance. When planning your budget, you’ll also need to factor in:
- Servicing
- Insurance
- Road tax
It’s easy to feel unsure when applying for a motorhome loan, but our finance calculator provides clear figures to help you plan with confidence.
We aim to keep our motorhome and campervan finance process smooth and straightforward. If you have a poor credit score, you may still be considered for a loan, subject to lender criteria.
If you’re concerned about repayments, outstanding finance, or the agreed term, contact our team at Auto Finance Online. We can direct you towards trusted financial professionals. Get in touch online or call us on 01625 460454.
How does the application process work?
Securing finance for a motorhome or campervan does not have to be complicated. At Auto Finance Online, we keep the process clear and efficient.
1. Get a quote
Use our finance calculator to generate your estimated loan amount. If you’re happy with the figures, complete our online form to request a quote. This initial check will not affect your credit score. Once submitted, we aim to respond quickly with an update on your application.
We work with a diverse lender panel, which means you may still be considered even if you’ve previously been refused finance.
2. Choose your vehicle
Auto Finance Online works with some of the UK’s leading motorhome and campervan dealers that will help you choose the perfect vehicle. You’re also free to buy from any reputable dealer of your choice. Once you’ve chosen your vehicle, we liaise directly with the dealership on your behalf and manage the paperwork.
3. Drive away
We aim to complete the process efficiently so you can collect your motorhome or campervan without unnecessary delays.
Why choose Auto Finance Online?
Dedicated customer support
Our finance team is available to support you throughout your motorhome or campervan finance journey.
Straightforward process
We handle communication with the dealer and manage the paperwork so the process remains simple.
Flexible finance options
We work with a large panel of lenders to provide a range of finance plans, including motorhome loans and campervan loans, with flexible terms subject to approval.
Is a motorhome or campervan right for you?
Motorhomes offer spacious, self-contained travel. Campervans provide a more compact and flexible alternative. Both can be funded through tailored motorhome finance or campervan finance options.
To help you decide, explore our blogs:
- Best Motorhome Brands
- Benefits of Buying a Motorhome
- The Pros & Cons of Living in a Motorhome
- The Best Small Campervans
If you’re considering other leisure vehicles, we also offer:
Start your journey with Auto Finance Online
We make arranging motorhome finance or a campervan loan clear and straightforward. To request your quote, complete the form below or visit our application page.
If you have a question, contact us via our online form or call 01625 460454.
Frequently asked questions
Find the answers to all of your motorhome and campervan finance questions.
How long is a finance plan for a motorhome or campervan?
We offer flexible motorhome finance and campervan finance terms. Agreements can run for up to 15 years, although you can choose a shorter term, such as two years, if you prefer to repay your motorhome or campervan loan more quickly.
Affordability is key. Longer terms are typically available on newer vehicles, which can sometimes make them comparable in monthly cost to older models.
How can I get my motorhome or campervan loan approved?
As with any loan, you’ll need to pass a credit check. It can help to review your credit profile before applying for motorhome or campervan finance.
If you no longer use certain credit cards, consider closing them. Make sure existing loans and credit commitments are paid on time. Avoid making multiple credit applications in a short period and try to keep outstanding balances low.
What motorhome finance options are available, HP or PCP?
We specialise in hire purchase (HP) agreements for both motorhome finance and campervan finance. We do not offer personal contract purchase (PCP).
With HP, you spread the cost of your motorhome or campervan over an agreed term, and once all payments are made, the vehicle is yours to keep.
Can I get motorhome or campervan finance with bad credit?
We work with a wide panel of lenders that consider customers with different credit backgrounds. This means you may still be able to secure motorhome finance even if you have bad credit or have previously been declined.
All applications are subject to status and lender criteria.
Can I get finance to buy a motorhome or campervan from a private seller?
Finance for a private sale can sometimes be arranged for a motorhome, and we work with lenders who may support this. However, it can be more complex than buying through a dealership and will depend on the lender’s requirements.
Does my motorhome or campervan finance application need a guarantor?
It is uncommon for us to require a guarantor for motorhome or campervan finance. However, if having a guarantor could improve your chances of approval, we will explain this clearly before you proceed.
