The Pros & Cons of Living in a Motorhome

It has become increasingly popular for people of all ages to make the switch to living in a motorhome in the UK. With the appeal of cheaper living and freedom to travel it’s understandable why motorhomes have become so popular, but are there any negatives? 

In this blog, we’ll explore the pros and cons of living in a motorhome so you start the motorhome loan process with full clarity.

Want to get the ball rolling? Take a look at our brilliant motorhome finance options at Auto Finance.

Disclaimer: You cannot live in any vehicle if it is on finance. 

The pros of living in a motorhome

There are a wide range of benefits to living in a motorhome. Some of these pros include:

Travel opportunities 

If you love seeing new places and meeting new people, living in a motorhome in the UK is the perfect opportunity. A mobile living space like this lets you travel all across Britain and you can even take yourself on a ferry to explore areas overseas! 

You have the option to change your surroundings as frequently as you want in a motorhome, so you’ll never find yourself getting bored of one place and can live an adventurous life on the road. 

Reduced living costs

Living in a motorhome is less expensive overall than living in a property. You won’t have to make monthly rent or mortgage payments and your utilities like water and electricity should be cheaper as you’re in a smaller living space. 

Whilst the initial cost of a motorhome can be expensive, these vehicles offer lots of financial benefits in the long run. Downsizing and opting for a mobile home like this can also let you experience a luxurious living area you may not have been able to afford in a house or flat.

A motorhome finance loan should also decided before signing any contracts and your monthly payments predetermined using our finance calculator so you’ll be able to budget for this cost in advance each month. 

Closer to nature

If you’ve been stuck in the city for most of your life or you’re longing for cleaner, more natural environments then living in a motorhome is an easy way to achieve this. You’ll be able to stay overnight at countryside campsites and drive to a range of the UK’s top nature sites with ease. 

With a motorhome, everywhere is your garden and if you’re ever in need of a break from the indoors or want to rest in between driving, you can take a break and unwind at any number of public outdoor parks and nature reserves.

Become part of a community

When you’re on the road all the time, many people might think that it can be lonely. However, living in a motorhome can allow you to become part of a tight-knit community of fellow travellers. At every campsite you visit you’ll be able to meet new people, and it’s easy to make friends in such a welcoming community. 

You can also choose to be part of motorhome groups or clubs that travel to the same spots around the country or stay at the same locations overnight. Check out our dedicated blog on the benefits of joining a motorhome club to learn more.

Although you might travel from place to place, you also have the option to frequent the same campsites and become a regular or local to your chosen area. 

The cons of living in a motorhome

Although living in a motorhome is regarded by many as a positive experience, there are some disadvantages and elements that can make it more difficult and inconvenient to get by.

Reduced space

One of the downsides to living in a motorhome in the UK is the limited space. If you’re used to living in a house with serval bedrooms and open plan spaing then it can be difficult to adjust to this downsized space. If you have a lot of possessions you may have to discard many of your personal belongings to ensure a comfortable fit inside your mobile home.

Although a reduction in space is seen as a negative, many people purchase a motorhome knowing they will have to downsize and this can in fact be the perfect way to declutter and live a less materialistic life. If however, you’re someone who loves material comforts and lots of interior room then you may struggle with life on the road. 

Legal hurdles and regulations

The rules and regulations around motorhome classification and travel can be unclear and difficult to decipher. Living in a mobile home full-time has its own set of legal requirements and you’re required to make a number of payments on your motorhome including motorhome road tax, insurance and more.

If you opt to stay in one location full term, your bills and responsibilities council tax also utilities also differ from that of a touring caravan. For an in-depth exploration of the rules and regulations on mobile homes, take a look at our blog on living in a caravan full-time.  

No fixed abode 

Although you might have a roof over your head every night, living in a motorhome in the UK isn’t quite the same as living in a house. The main issue is that you have no permanent address or ‘fixed abode’. Things like receiving posts and deliveries, registering to vote, work contracts and registering with a doctor, all become more difficult when you haven’t got a fixed address to register. 

You also won’t have continuous access to the amenities you would in a house. For example, there is no plumbing system with direct access to the mains water supply in a motorhome, so you will have to regularly refill your water supply and empty septic tanks. 

‍Counter the cons with motorhome finance from Auto Finance

Living in a motorhome in the UK should never be a negative and with Auto Finance, you’ll never have to worry about the cost of monthly finance payments. 

We’ll help find the best deal for you and outline how much you’re expected to repay using our finance calculator before you even sign. This means you’ll have plenty of time to budget and focus on planning your dream travel destinations!

For motorhome finance that’s personalised to you, get in touch with Auto Finance to start your life on the road.