The Best Campervan Insurance Providers in 2025

Owning a campervan can be a brilliant investment that allows you to travel across the UK and beyond, all from the comfort of a mobile home to rest your head at night. Alongside financing costs, you’ll also need to factor in other expenses and compare campervan insurance providers to find the right one for you. With so many options for campervan insurance and several aspects that need to be covered, it can be difficult to compare campervan insurance and make your choice.

To help you with your decision, we’ve collected the best campervan insurance providers for 2025 and outlined their key selling points so you can pick the best option. 

If you’re looking for campervan finance, there’s no better option than Auto Finance. We scour the UK for the best rates and terms on the market to ensure our customers get the best value for their money. 

The Best Campervan Insurance Providers in 2025

Without further ado, let’s give you a rundown of the best providers so you can compare campervan insurance options and find the right fit for you. 

Remember that alongside insurance costs you’ll also need to consider the price of financing your campervan, MOT charges and road tax so bear these factors in mind when you compare campervan insurance too. If you need a breakdown of all the costs, we’ve got a blog on the average campervan cost. 

1. Adrian Flux

Adrian Flux has been a leader in the auto insurance industry for many years. They’re a favourite for many motorists thanks to their flexible and all-inclusive campervan insurance plans.  

Selling points: 

• Keycare, excess, breakdown and agreed value cover
• A range of different campervans are covered from left-hand drive to modified or converted
• 15% off your policy price if you’re part of a partnered campervan club or forum
• Discount on policy if your annual mileage is under a few thousand miles

Adrian Flux is great if you want customisable coverage with options for a range of specialised policies to add to your insurance from personal contents to gadget and equipment cover. 

2. Caravan and Motorhome Club Insurance

The UK’s most notable caravanning club, Caravan and Motorhome Club Insurance, also has their own insurance coverage specially tailored to its club members. These providers are very popular with mobile homeowners, raking up a 5-star Defaqto rating. 

Selling Points:

• Switching perks including refunding the cancellation fee from your previous provider
• Cover on personal items up to £5000 and 10-night accommodation cover if you’re without a vehicle
• Better price promise, with £25 or more off your existing campervan renewal price
• Campervan and motorhome experts with over 50 years of experience

If you want an insurer who knows the industry from the inside and prioritises its members with lots of perks, savings and rave reviews from customers then this insurance provider is for you.

3. Aviva Campervan Insurance

Aviva is a renowned name in the insurance industry, offering a wide range of coverage for everything from life insurance to vehicle and property insurance. As with their other insurance options, their campervan insurance has some great benefits.

Selling Points:

• Cover for exterior fixtures like awnings and power equipment like generators
• Up to a year of European travel cover for motorhomes and 90 days for campervans
• Optional cover for satnav, TV and satellite installation as well as breakdown cover in the UK and Europe.
• Replace your old campervan with a new one with the same agreed market value

If you’re looking for a large provider with a renowned reputation and plenty of reviews and testimonials from other campers then you might want to consider Aviva. 

4. Sterling Insurance

Sterling Insurance is a reputable company that offers dependable and adaptable campervan coverage to fit your needs. They also offer a few different benefits than other insurers. 

Selling Points:

• Coverage for all makes and models of campervan
• Higher personal possessions than other providers at up to £2,000
• 24/7 claims helpline for any emergencies 
• Breakdown cover, camping gear, key care and misfuelling are all included

Sterling offers some impressive benefits as a standard which makes them a promising option for campervan owners. Only 14% of insurers offer misfuelling as standard so including this makes for an enticing package, alongside the additional personal belongings cover. If you want inclusive policies and add-ons as well as round-the-clock support, Sterling is your best bet.

5. Safeguard Insurance

Safeguard Insurance is another popular campervan insurance provider. With over 30 years in the business, they’re experts in motorhome and campervan cover and offer tailored packages for all travellers. 

Selling Points:

• 365 European cover as standard.
• Up to £3,000 in personal contents cover for fire, theft, and accidental damage.
• Campervan and motorhome-specific breakdown cover included.
• Motorhome, caravan, RV and campervan insurance

As specialists in caravan and motorhome insurance, if you’re looking for expert insurers who know what goes into campervan care then you’re in the right place with Safeguard. With a specialised breakdown cover, you’ll have extra protection if you’re an avid traveller.

With options for all mobile home coverage, it might be hard to know which vehicle to choose. If you haven’t yet purchased your vehicle you can check out our blog on motorhomes vs campervans to decide which is right for you. 

6. Staveley Head

Specialist insurer Staveley Head offers policies designed for campervans and motorhomes. They have some great coverage benefits that make them a valued competitor against the bigger names on our list.

Selling Points:

• New-for-old cover that replaces your campervan with a new one if stolen or damaged. 
• Discounts for limited mileage if you’re only an occasional traveller
• Camping and Caravanning Club members get discounted insurance rates
• Extras include specially tailored campervan travel insurance

Staveley Head is great if you’re looking for premium coverage with opportunities to save money thanks to their various discount options. You can also find coverage for your entire trip in one place which helps your peace of mind when planning. 

Why Do You Need Campervan Insurance?

Campervan insurance is a must-have when purchasing a campervan for a number of reasons. Not only is it illegal to drive this vehicle without any insurance, but getting insured is essential for protecting your van in the event of any damage, accidents or breakdowns. 

Campervan insurance differs from standard vehicle insurance, but there are a few big reasons to ensure you’ve covered:

Repair Coverage

Whether it’s from an accident or general wear, you’ll likely need repairs carried out on your campervan at some point. The cost of these repairs is usually covered with comprehensive insurance and reimbursed partially or fully after payment. 

Personal Cover

Unlike normal vehicles, a campervan is a home for many people on the road and as such you’ll likely have all of your valuables and important documents in the vehicle with you. Having personal contents insurance protects you against things like damage, theft or loss of your items.

Breakdown Cover

Breakdowns are rare, but they do happen, and in a vehicle so large you need specific campervan breakdown assistance. Many insurers offer this specialised cover alongside things like roadside recovery and replacement vehicles whilst awaiting repairs and towing. 

Storage Protection

When you’re not using your campervan it needs to be stored away securely. It’s illegal to park your campervan on the street overnight and many people won’t have the garage space for a vehicle this large. This means that they will need to be stored either on your drive or in a dedicated storage space. During this time damage and theft can occur so it’s important to have off-road coverage when you compare campervan Insurance.

European Cover

If you’re planning to take your campervan across the pond to places like France or other European countries, you’ll need to ensure you have the same level of coverage that you would in the UK. This will keep you protected should anything like breakdowns or damage happen abroad.

How to Choose the Right Campervan Insurance for You

Before you choose your provider, it’s important to identify what you want and need from your policy. Here are the things you need to consider:

Usage: Are you going to be using your campervan frequently and overseas like in Europe? If so then you’ll need European cover. If you’re only planning on taking occasional trips you can opt for more basic coverage or choose to include storage cover for when you’re not using your van. 

Modifications: If you’ve got a custom campervan or you plan to modify your vehicle then you’ll need to ensure your cover includes your vehicle type and any alterations you plan to make.

Cost: Many insurance providers offer impressive policies, but it’s important to look around because you might find a similar policy for a better price. You may also be able to find a different insurer who will price match or beat the price of your current or proposed policy. 

It’s important to remember that on top of insurance and running costs, you’ll also have to set money aside for campervan MOT costs as well as annual road tax payments. 

Add-Ons: Not every policy will offer exactly what you want so you should consider what add-ons you need as well as which companies provide those add-ons as standard. Things like breakdown cover and personal belongings cover are a must-have for most drivers so it’s important to find a policy that includes or has additional options for these terms. 

Research the Company: You should never trust an insurer based on what they say alone. Do your research and look for customer ratings, reviews, and the company’s industry standing to ensure they’re trustworthy and reliable.

The Best Campervan Finance from Auto Finance

Now that you’ve got some of the best providers you can compare campervan insurance to find the best option for you. If you’re looking to finance your vehicle, you’ll find the best and most flexible loan options at Auto Finance.

We search across the UK to find the best rates and are dedicated to helping everyone finance their vehicle, even if you’ve got bad credit or been refused a loan before.  

If you want to see how much you’d be expected to repay each month, use our budget calculator for finance that will give you an estimate based on your total loan, repayment time and credit score.

If you’re unsure what insurance or loan type is right for you, get in touch with our experts and we can help you find the right options based on your needs.