The affordable way to secure your dream motorhome
Motorhomes are the ultimate luxury leisure vehicle, but buying one outright can be costly. With motorhome finance, the upfront payment is covered by the lender and paid back by you in manageable monthly instalments. This means you can drive away with your dream vehicle even if you don’t have thousands in the bank.
We work with the largest panel of lenders in the leisure vehicle industry, which means our experts can secure the best possible deals. We’ll sort everything on your behalf, from matching you with your ideal motorhome to finding you the lowest possible interest rates – starting from just 9.9% APR.
All you need to do is relax until it’s time to pick up the keys!
Work out how much you’ll pay with our motorhome finance calculator
To find out how much your monthly loan repayments are likely to cost, with our motorhome finance calculator.
How does our motorhome finance calculator work?
- Start by entering the amount you want to put towards your motorhome and how long you’d like to pay back your loan amount.
- Our clever motorhome loan calculator will then show you how much credit you’ll be expected to pay based on how many years you’ve chosen to pay over.
- The calculator also provides your total loan amount and how much you’ll be repaying on a monthly basis.
With a finance calculator, you’ll be able to compare different loan lengths and amounts so you can find the right terms for you.
It’s important to note that loan rates will differ based on APR and credit score.
Don’t forget that your monthly repayments aren’t the only cost you’ll have to consider when purchasing a motorhome on finance. When planning your budget, you’ll also need to factor in the cost of:
- Servicing
- Insurance
- Road tax
It’s easy to get lost when applying for a vehicle loan, but our motorhome finance calculator gives you accurate figures that can help you budget for a motorhome.
We want our loan process to be smooth and stress-free for our customers and with our motorhome loan calculator, you can also see how your credit score will affect your loan amount. If you’ve got a poor credit score you can still be accepted for a loan and rest easy with our transparent credit rates.
If you’re worried about affording loan repayments you can get in touch with our team at Auto Finance. We’ll be able to point you towards trusted financial professionals. Contact us online or give us a call on 01625 460454.
How does the application process work?
Securing motorhome finance doesn’t have to be stressful. At Auto Finance, we make the application process as easy and hassle-free as possible.
1. Get a quote
Use our motorhome finance calculator to generate your estimated loan amount. If you’re happy with the rates, fill out our simple online form to get a free quote – don’t worry, this won’t affect your credit score! Once sent, we’ll respond to your application within an hour to let you know if you’ve been accepted.
We work with a huge panel of lenders, which means you could be accepted even if you’ve been refused finance in the past.
2. Choose your motorhome
We have relationships with some of the UK’s top dealers, but you’re also free to buy from any reputable dealer of your choice. No matter which vehicle you choose, we’ll liaise directly with the dealership on your behalf to secure the best possible price – we’ll even take care of all that boring paperwork!
3. Drive
We aim to get you in your vehicle as quickly as possible and with no stress. In fact, the process is so simple you could get the keys to your motorhome in just a few hours.
Why choose Auto Finance Online for your motorhome finance?
Excellent customer support
Our friendly finance experts are here to help at every stage of the financing process and beyond – that’s why our Trustpilot rating is ‘Excellent’ with over 4,000 5-star reviews!
A stress-free process
We’ll take care of everything from liaising with the dealer to getting the paperwork sorted – all you need to do is pick up the keys.
Secure the best rates and terms
We work with a larger panel of lenders than anyone else in the leisure industry to make sure you get the very best interest rates. At Auto Finance, we can devise flexible finance plans that allow you to borrow £100,000 with repayments of up to 15 years.
Is a motorhome the right leisure vehicle for you?
Spacious and comfortable, motorhomes are a luxurious option for families or couples looking to travel in style.
However, there are other leisure vehicles to consider before committing to motorhome finance. These options could be better suited to your vehicle needs
At Auto Finance Online, we also offer:
Start your journey with Auto Finance Online today
We make buying a new or used motorhome quick, simple, and hassle-free. To get your free quote, simply fill out the form below or head straight to our application page.
Got a question? We’d love to hear from you. Get in touch via our online contact form or give us a call directly on 01625 460454.
Frequently Asked Questions
Find the answers to all your burning motorhome finance questions.
How long can you finance a motorhome?
We’re extremely flexible with our motorhome financing terms. We offer loan terms of up to 15 years, but you can choose as little as two years if you’d like to pay it off more quickly.
What matters is affordability. The longest terms are typically available on newer vehicles, which can often make them every bit as affordable as a used model.
How can I get my motorhome loan approved?
As with any loan, you’ll need to pass a credit check to get the loan you want. It’s therefore worth trying to boost your credit score in the months prior to submitting your motorhome finance application.
If you’re no longer using credit cards, cancel them. Make sure any existing loans or credit payments continue to be paid on time. Don’t apply for any credit ‘just in case’ and try to keep any credit balances low.
What motorhome finance options are available?
We specialise in Hire Purchase (HP) finance arrangements, which give you up to 15 years to repay the cost of your motorhome. Once the vehicle is paid off in full, it’s yours to keep.
Can I get motorhome finance with bad credit?
We work with a wide panel of lenders that specialise in helping customers with all types of credit circumstances. This means you might still be able to secure finance through us, even if you’ve been refused before.
Can I get finance to buy a motorhome from a private seller?
Yes – we work with many lenders who are happy to finance private sales. If you have your eye on the perfect used motorhome, use the calculator to check your approximate monthly payments and then give us a call on 01625 460454.
Does my motorhome finance application need a guarantor?
It’s rare that we require guarantors for our loan applications. However, if we believe using a guarantor would improve your chances of being accepted, we’ll tell you so.
